Hang Seng Exclusive Promotion

General Terms and Conditions:
1. The promotion period is from 1 to 31 October 2019, both dates inclusive (“Promotion Period”).
2. To enjoy the promotion, customers must settle the payment with the related eligible credit cards which is defined in each offer below.
3. This Promotion is applicable to Hong Kong 7-Eleven (the “Participating Merchant”) , while purchase of gift cards, milk powder, cigarette, charges on plastic shopping bags, online game e-vouchers and services is excluded.
4. Customers must successfully register their related eligible credit once by calling 2998 6000 during the Promotion Period in order to be eligible for the offers.
5. After the completion of the phone registration, customers will receive a reference number. No alteration or cancellation can be made to the registration or extra reward and the extra reward cannot be transferred or converted into cash under any circumstances.
6. If more than 1 transaction with net spending of HKD60 or above is made at the same outlet on the same day, only 1 of these transactions will be calculated as the eligible transaction for each credit card.
7. All eligible transactions must be completed on any Monday to Friday within the period of 1 to 31 October 2019, and posted to the relevant card account of eligible customers on or before 14 November 2019.
8. Use of Cash Dollars / enJoy Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
9. All transactions that are found to be fraudulent or eventually cancelled / returned will be considered as ineligible transactions and are not applicable to this Promotion.
10. The extra reward of this Promotion (“Extra Reward”) will be credited to the relevant card accounts of eligible customers in January 2020. The card accounts shall still be valid and in good standing when the Extra Reward is credited. Customers can log in to Hang Seng Personal e-Banking (if applicable) or call 24-Hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details.
11. Hang Seng Bank Limited (“Hang Seng”) will determine the eligibility of all Extra Rewards based on transaction records held by Hang Seng. In case of any disputes, Hang Seng’s records shall be final and conclusive.
12. Customers must keep original sales slips of all posted transactions. Hang Seng reserves the right to request customers to provide the relevant original sales slips for verification. All sales slips submitted to Hang Seng will not be returned.
13. Net spending means the final amount charged to the Hang Seng Credit Card. The use of Cash Dollars, enJoy Dollars, cash coupons and other discounts or offers will not be taken into account when calculating net spending. Cash only for bill payment, Octopus reloading, donation and top-up service of any e-wallet.
14. All products or services provided by the Participating Merchant during this Promotion are directly sold and supplied to customers by the Participating Merchant who is solely responsible for all related obligations and liabilities.
15. This Promotion is governed by these terms and conditions and other terms and conditions stipulated by the Participating Merchant. Hang Seng and the Participating Merchant reserve the right to suspend, revise or terminate the above offers and to amend the terms and conditions thereof at any time without prior notice. In case of any disputes, the decision of Hang Seng and each of the Participating Merchant shall be final.
16. No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
17. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
18. These Terms and Conditions are subject to prevailing regulatory requirements.
19. The English version of these terms and conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.

Terms and Conditions for "Offer 1":
20. "Offer 1" is applicable to Hang Seng Credit Card, Affinity Card, Commercial Card, Business Card or Spending Card, but excluding Hang Seng UnionPay Renminbi Diamond Commercial Card, Renminbi Credit Card, USD Visa Gold Card, e-shopping Mastercard® and Private Label Cards (“Eligible Credit Card for Offer 1”).
21. The eligible transactions for “Offer 1” must be a single net spending of HKD60 or above from Mondays to Fridays during the Promotion Period, excluding purchase of gift cards, milk powder, cigarette, charges on plastic shopping bags, online game e-vouchers and services, at Participating Merchant in Hong Kong by registered Eligible Credit Card for Offer 1 ("Eligible Transaction for Offer 1").
22. For each Eligible Transaction for Offer 1, Hang Seng Credit Card customers will be entitled to extra $10 Cash Dollars, whereas enJoy Card customers will be entitled to extra $10 enJoy Dollars.
23. The reward for each card in "Offer 1" is limited to a maximum of extra $60 Cash Dollars / enJoy Dollars for the whole Promotion Period (if the principal card and its supplementary card share the same credit limit, the total reward will be combined and credited to the principal card account, i.e. a total of extra $60 Cash Dollars / enJoy Dollars can be earned).

Terms and Conditions for "Offer 2":
24. "Offer 2" is applicable to Hang Seng Credit Card which are registered to Mobile Payment Service that recognized by Hang Seng (for details, please visit hangseng.com/mobilepayment) ("Eligible Credit Card for Offer 2").
25. The eligible transactions for “Offer 2” must be a single net spending of HKD60 or above, excluding purchase of gift cards, milk powder, cigarette, charges on plastic shopping bags, online game e-vouchers and services, at the Participating Merchant in Hong Kong settled by registered "Eligible Credit Cards for Offer 2" using Mobile Payment Service from Mondays to Fridays during the Promotion Period ("Eligible Transaction for Offer 2"). The respective Mobile Payment Service Providers and the respective Participating Merchant may reject an Eligible Credit Card for Offer 2 if its payment system cannot handle the type of Eligible Credit Card for Offer 2. Please contact respective Mobile Payment Service Providers or the respective Participating Merchant for details.
26. For each Eligible Transaction for Offer 2, Hang Seng Credit Card customers will be entitled to extra $10 Cash Dollars; whereas enJoy Card customers will be entitled to extra $10 enJoy Dollars.
27. The reward for each card in "Offer 2" is limited to a maximum of extra $60 Cash Dollars / enJoy Dollars for the whole Promotion Period (if the principal card and its supplementary card share the same credit limit, the total reward will be combined and credited to the principal card account, i.e. a total of extra $60 Cash Dollars / enJoy Dollars can be earned).
28. To entitle the relevant Cash Dollars / enJoy Dollars, the Eligible Credit Card for Offer 2 should remain valid in customer’s Mobile Payment Service (if customer receives a reissued card of the added Eligible Credit Card for Offer 2 during the Promotion Period, customer is required to add the reissued card to Mobile Payment Service again) and such credit card accounts shall remain valid and in good standing from the Promotion Period to 30 November 2019.
29. Use of Mobile Payment Service with Hang Seng Credit Cards is subject to the terms and conditions of Mobile Payment Service Addendum to Card member Agreement. For details, please visit hangseng.com.


Note: Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.

To borrow or not to borrow? Borrow only if you can repay!